SERVICES
All the Services You Need, All in One Place
Whether you are buying or selling I am here to meet all your real estate needs.
No matter if you are relocating from another area or if you have lived here your whole life, I am dedicated to ensuring that you leave the home buying and selling process feeling confident you purchased your dream home in the perfect area for your family!
BUYERS REPRESENTATIVE
Buying a new home can be overwhelming that's why Mermaid Oasis Homes is here. We will help you find the perfect home of your choice; with that private pool you’ve always dreamed of so you can swim anytime of the day or night; or the home with easy access to various waterways or the beach. Or perhaps, you wish to have your new Oasis build to your specifications.
If you've ever been told, “No” or advised to “wait a few more years till you’re older.” Ladies, if you’ve been told to, “wait till you’re married”—as if you can’t own a home on your own; or have been advised to “save more for a bigger down payment,” then Mermaid Oasis Homes is here to show you that those comments are things of the past and no longer apply to individuals like yourself. You can have your dream oasis now!
We work with creative lenders skilled in obtaining VA, FHA, and Construction loans, as well as conventional loans. Why wait for your dreams to come true? Reach out today and grab hold of your dreams.
Our services include:
- Find your dream home
- Show the property & analyze the market
- Write the offer & negotiate on your behalf
- Get the transaction to the closing table
SELLERS REPRESENTATIVE
Has anyone scheduled time with you to explain the intricacies of selling your home? How the market rate and the sales price will help you sell faster or cause your home to stay on the market longer? There are many intricacies to preparing your home for its next owner, such as Staging your home for the open house to make it more inviting to buyers; conducting a comparative market analysis of other homes in your area to ensure you’re pricing your home correctly, making it more desirable and sell faster; or perhaps recommending doing any minor repairs that will help you get the best price for your home; or perhaps deciding to “sell as is” providing an incentive to the new buyer. With all these intricacies and more on selling, Mermaid Oasis Homes is here to guide you through. We’re here to help you along your new home journey.
Our services include:
- Work with you to ensure the home is market ready to receive the best offer
- Market and show your home to potential buyers
- Write up the contract and assist throughout the entire process including finding you industry experts
- Negotiate the best deal and get your offer to the closing table
FINANCING AND LOANS
Dr. Charley goes beyond simply finding the perfect home—she’s committed to guiding her clients through every step of the buying process, including connecting them with trusted mortgage lenders. With her deep industry knowledge and a strong network of financing professionals, Dr. Charley ensures her clients have access to competitive loan options and expert guidance, making homeownership more accessible and stress-free.
Our services include:
- Lender Referrals: Provide a curated list of trusted, reputable loan officers and mortgage brokers with proven track records.
- Loan Comparison Guidance: Help clients understand different mortgage options, rates, and terms so they can make informed financial decisions.
- Pre-Approval Support: Assist clients in gathering the necessary documents and preparing for the mortgage pre-approval process.
- Ongoing Communication: Coordinate with the loan officer throughout the transaction to ensure smooth communication and timely progress toward closing.
NEW CONSTRUCTION
Dr. Charley is passionate about helping her clients turn their vision of a custom-built home into reality. From finding the perfect lot to connecting clients with trusted builders, architects, and financing experts, she guides them through every step of the new construction process. With a focus on personalized service, clear communication, and attention to detail, Dr. Charley ensures her clients feel confident and supported as they create a home tailored to their unique needs, lifestyle, and design preferences.
Our services include:
- Lot Selection Assistance: Help clients identify and secure the ideal land for their future home, considering location, zoning, and utilities.
- Builder & Contractor Referrals: Connect clients with reputable builders, architects, and contractors suited to their style and budget.
- New Construction Guidance: Offer insights on timelines, permitting, inspections, and the overall building process to set clear expectations.
- Contract & Negotiation Support: Review and negotiate purchase contracts, builder agreements, and upgrades to protect the client’s interests.
SENIOR LIVING
Dr. Charley is dedicated to supporting the 55+ community in finding housing that fits their evolving lifestyle, whether it's downsizing, relocating closer to family, or transitioning to a low-maintenance or active adult community. With compassion, expertise, and a deep understanding of the unique needs of older adults, she provides personalized guidance every step of the way. Dr. Charley takes the time to listen, ensuring each client finds a home that promotes comfort, accessibility, and peace of mind for the years ahead.
Our services include:
- Tailored Home Searches: Identify properties that align with accessibility needs, budget, and preferred lifestyle (single-story, senior communities, etc.).
- Trusted Network Connections: Recommend reliable professionals such as downsizing specialists, movers, estate planners, and senior-focused mortgage lenders.
- Emotional Support & Patience: Provide a thoughtful, pressure-free approach to make the transition as smooth and respectful as possible.
- Contract & Transition Guidance: Assist with every step from negotiating terms to coordinating a seamless move or sale of a previous home.
FOR VETERANS
Dr. Charley is honored to serve those who have served by helping veterans find housing that meets their needs and honors their service. With a strong understanding of VA loans, military relocation, and the unique challenges veterans may face in the homebuying process, she provides expert guidance and unwavering support. Dr. Charley is committed to making the path to homeownership smooth, affordable, and rewarding for every veteran she works with.
Our services include:
- VA Loan Guidance: Connect clients with VA-approved lenders and help them navigate the benefits and requirements of VA home loans.
- Tailored Property Searches: Identify homes that meet VA appraisal standards and suit the veteran's lifestyle, needs, and budget.
- Relocation Support: Assist with cross-country or local moves, often tied to military transitions or retirement.
- Ongoing Advocacy: Advocate on behalf of veteran clients throughout negotiations and closing, ensuring their benefits are fully utilized and respected.
